Learning by Example
Every guide on this site explains how investing works. This section shows it in practice.
All characters in this section are fictional and created for illustrative purposes only. Their stories are designed to show how someone might approach a financial decision. Nothing here constitutes financial or legal advice. Always do your own research and consider speaking to a qualified adviser before making financial decisions.
Sarah, 29 – Edinburgh
Opening your first Stocks and Shares ISA
A primary school teacher who had never invested opens her first Stocks and Shares ISA on a £30,000 salary and starts building a habit that will matter for decades.
Jamie and Clare, 38 and 36 – Manchester
Discovering you’re closer to financial independence than you think
A couple shaken by a redundancy scare discover financial independence, work out their number, and realise they are further along than they ever thought.
Marcus, 34 – London
Tracking down and consolidating an old workplace pension
A civil engineer who changed jobs six months ago finally deals with the old workplace pension he has been putting off, and finds it is worth more than he assumed.
Priya and Dan, 41 and 43 – Leeds
Getting a will and estate plan in place
After watching her mother navigate her father’s estate without a will in place, Priya decides she is not leaving the same situation for her own family.
Aisha, 36 – Glasgow
Setting up a Junior ISA for a child
A pharmacist opens a Junior ISA for her daughter on her second birthday and sets up a plan the whole family, including the grandparents, can contribute to.